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What is the definition of comprehensive insurance?

  1. It pays for medical costs for the driver and passengers in a collision

  2. It pays for the damage to your vehicle caused by a collision with another vehicle

  3. It pays for the damage to your vehicle that is caused by something other than a collision with another vehicle

  4. It covers only the liability of the driver in an accident

The correct answer is: It pays for the damage to your vehicle that is caused by something other than a collision with another vehicle

Comprehensive insurance covers the damage to your vehicle that is caused by something other than a collision with another vehicle. This includes damage from theft, vandalism, natural disasters, and more. Option A is incorrect because it refers to medical costs, which is covered by personal injury protection or medical payments coverage. Option B is incorrect because it specifically mentions damage caused by collisions with another vehicle, which is covered by collision insurance. Option D is incorrect because it refers to liability coverage, which protects the driver from being financially responsible for any injuries or damages they may cause to others while driving. Comprehensive insurance does not cover liability.